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Spend Crypto Like Cash: Here Are 2 Best Crypto Cards For Nigerians

Web3 Nigeria's profile picture

Web3 Nigeria

Wednesday, Jul 30, 2025

4 min read

Spend Crypto Like Cash: Here Are 2 Best Crypto Cards For Nigerians

Let’s be honest. You’ve got crypto sitting in your wallet, but when it’s time to shop at your favorite IRL mall or online store, buy airtime, or pay for a Bolt ride, you’re stuck thinking, “Do I need to off-ramp again?”

Here’s the real question: If you can buy crypto with cash, why can’t you spend crypto like cash?

Well… now you can. Meet Zero Card & Redot Pay, two cards built to help Nigerians turn their crypto into everyday spending power.


1) Zero Card

Blog image


Zero Card is Nigeria’s front-runner in crypto-to-cash spending. With a sleek onboarding experience and local infrastructure, it bridges the gap between Web3 wallets and everyday spending, eliminating the need to interact with traditional banks.

Core Features:

- Instant crypto-to-naira conversion.
- Works on POS terminals, ATMs & Nigerian online stores.
- Supports USDC and major stablecoins.
- Available as a physical card.

Imagine this:

You top up your card with USDC. You walk into ShopRite. You use the POS. Done. No delays. No conversion stress. Just crypto spent like Naira. That’s what Zero Card offers.

Why Nigerians love Zero Card:
- Easy top-up from Web3 wallets.
- Spend at any local POS, ATM, or online store.
- Fast KYC approval and doorstep delivery.
- Built for real-world Nigerian use cases. Perfect for traders, freelancers, and crypto-native Nigerians.



2). Redot Pay

Blog image

If Zero Card is built for Nigeria, RedotPay is designed for the world, with Nigerians in mind.

It’s a multi-chain crypto debit card that lets you spend crypto across borders, online platforms, and ATMs, all from your digital assets.

Click to get one [https://url.hk/i/en/xvfnm]

Core Features:


- Virtual & physical card options.
- Multi-chain support: BTC, ETH, USDT & more.
- Global merchant compatibility (online & in-store).
- ATM withdrawals worldwide
- App interface that’s clean, fast, and reliable, ideal for remote workers, digital nomads & Web3 power users.

Why RedotPay stands out:

- Spend across 200+ countries.
- Works seamlessly with Web3 wallets.
- Real-time conversion of crypto to fiat.
- Easy top-up from DeFi & CEX platforms.
- Designed with the crypto-native user in mind.
This isn’t just a card; it’s a global crypto lifestyle pass that allows you to spend crypto with ease anywhere in the world.

Which Should You Choose?


It depends on your lifestyle:
If your spending is mostly local (using POS terminals, ATMs, Uber, or Paystack merchants), opt for the Zero Card.

If you’re international, remote-first, or Web3-native, go for RedotPay. Ultimately, both offer the same thing, just with a difference in local vs global approach, but they offer security & freedom, and that’s what’s most important.

Pro Tip:

Use both cards to hedge against FX volatility, diversify your spending power, and split use cases (local vs global). With these tools, crypto is no longer a passive asset; it becomes part of your daily life.

This is real adoption. Nigeria has the highest crypto adoption in Africa and the second highest in the world. But holding isn’t enough. Spending crypto easily, locally, and globally is the next frontier, and these two cards are leading the charge.

Want to join the future of spending?
Here’s how to get started: Zero Card — [https://getzerocard.xyz]
RedotPay — [https://url.hk/i/en/xvfnm]

Let’s send you more articles like this occasionally.
You need to stay up to date as things happen so quickly, so often in this space :)